Budget Basics Work Sheet

The first step in getting yourself in financial shape to buy a home is to know what you make and what you spend now. List your income and expenses below.

Income

 

Take Home Pay/All family members

 

Child Support/Alimony

 

Pension/Social Security

 

Disability/Other Insurance

 

Interest/Dividends

 

Other

 

Total Income

 

 

Expenses

 

Rent/Mortgage

 

Life Insurance

 

Health/Disability Insurance

 

Vehicle Insurance

 

Homeowners or Other Insurance

 

Car Payments

 

Other Loan Payments

 

Savings/Pension Contribution

 

Utilities

 

Credit Card Payments

 

Car Upkeep

 

Clothing

 

Personal Care Products

 

Groceries

 

Food prepared outside the home

 

Medical/Dental/Prescriptions

 

Household Goods

 

Recreation/Entertainment

 

Child Care

 

Education

 

Charitable Donations

 

Miscellaneous

 

Total Expenses=

 

Remaining Income After Expenses=

 

 

Reprinted from REALTOR® Magazine Online by permission of the NATIONAL ASSOCIATION OF REALTORS®. Copyright / All rights reserved.

Click here for printer-friendly format

 

Get a Free Pre-Listing Packet on Your Home 

which Includes Pricing and Marketing Procedures! 

OR 

Find Out How the Knock Bridge Loan Program will allow you to Buy Before You Sell 

                Are You Looking For a Specific Type of Home or Area?

Would You Like a Full Market Report on a Specific Home or Neighborhood?

Just fill out the form below and add any specific requests in the message area.

You will receive  your report with in 1 Business Day

* Required